• Buildings insurance (if required)
• Up to £400,000;
• Contents insurance (if required)
• Up to £40,000 for furnished property;
• or up to £5,000 for unfurnished property (covers carpets, curtains, domestic kitchen appliance, light fittings and sunblinds)

Loss of rent as a result of insured event (up to 20% of the sum insured on buildings and /or contents)

• £2,000,000 public liability cover
• £5,000,000 employers liability cover
• Protection against damage caused by the tenants
• Accidental damage cover options available
• Full cover for property unoccupied between lets (subject to conditions)
• Monthly premium payment option (subject to acceptance- Service charge applies)
• Insurance premiums are a tax deductible expense

Landlords Household Insurance is accepted by mortgage lenders.

Rent Protection

Tenants can fall into arrears for many reasons, even those with favourable references. Can you afford to lose monthly income?

In an uncertain world, it's good practice to obtain protection. Tenant's circumstances can change for any number of reasons, so it's prudent to minimise the risk to your income. Rentsure Silver can assist to protect your rental income. The insurance provides:

• Rent Insurance; protection to pay the monthly rent for up to 12 months on breach of tenancy agreement
• 100% of the rent paid until full and vacant possession is obtained
• 75% of the rent paid for up to 2 months once full and vacant possession is obtained until the property has been re-let
• Covers monthly rents up to £5,000 (or higher upon request)
• Covers Legal Costs:
  • to obtain possession of the property on breach of the tenancy agreement
  • to defend a Legal Action brought against you by your tenants
  • to remove squatters
  • Pays the cost of alternative accommodation up to £50 per day or a maximum £1,500 per claim
  • Cover is only available for properties to be insured within England, Scotland or Wales
  • Insurance premiums are a tax deductible expense

A Letsure Comprehensive Tenant Assessment will satisfy all the referencing requirements of Rentsure Silver Insurance. The Letsure Tenant Referencing Service is available online.
We also provide a comprehensive Legal Protection Insurance for legal expenses of up to £50,000 per annum, for disputes over unpaid rent and damage to property.

Legal Protection

Disputes with tenants can be costly. Don't be faced with the unexpected expense of solicitor's fees. Letsure Legal Protection Insurance can provide you with invaluable protection.

Legal Protection Insurance covers your property against risks such as the legal costs that may arise if your tenant(s) breach the terms of their tenancy agreement with you by providing cover for legal expenses and disbursements. The policy provides:

• Legal expenses cover , up to £50,000 per annum, for disputes over unpaid rent and damage to property (subject to the minimum amount in dispute exceeding £250)
• Assistance to trace 'gone-away' tenants
• Cover is only available for properties to be insured within England, Scotland or Wales.
• Insurance premiums are a tax deductible expense

Letsure Quoteline number - 0870 609 3606 (quoting our agency number: 103976). 

More detailed information on the above products and many others are available on the Letsure web site at www.letsure.co.uk.

More detailed information on all policies is available in the download area. We would in particular especially draw your attention to the following documents: 

Policy Conditions:
Which provides detail that you need to agree to in order to ensure that you are eligible to buy insurance cover online.

• Policy Summary
  Which provides Key Facts about the Policy including details of the Insurer; the main features and benefits; significant exclusions or limitations to the cover; details of your cancellation rights; as well as other important information that we have to supply
• Policy Wording
  This provides the full terms and conditions of the Policy
• Letsure Customer Terms of Business
  Which provides information about our service, and regulatory status